Patented Technology

How the COMFORT™ Score works

COMFORT™ reads adverse media at sentence level, weighs the frequency, severity and credibility of every negative mention, and turns millions of articles into one auditable 0–100 risk score.

COMFORT™ · Reading in progress
InnovaSys Holdings214 sentences analysed across 46 articles
86/ 100
High risk▲ +4
Business daily · weighted sourceImplicating

Prosecutors named InnovaSys Holdings in a tender inquiry opened this week.

Newswire · weighted sourceContext

The company said it is cooperating fully with investigators.

Regional press · weighted sourceProbable absolution

An earlier matter against the firm was withdrawn in March.

Illustrative data · scored and ranked by COMFORT™
Consistency you can measure
95%
Reduction in false positives vs name-only screening
12
Interconnected risk domains in every score
15K+
Global sources scanned per report
60–80%
Typical reduction in onboarding review time
Why sentence level

Sentences, not articles

Most screening systems score at article level: if a name appears anywhere near a risky word, the whole article is flagged and an analyst reads all of it. That is where false positives come from.

COMFORT™ reads the individual sentences. It extracts the exact sentences that implicate an entity as evidence, keeps neutral context out of the score, and recognises probable absolution, so a withdrawn charge counts in the entity's favour rather than against it. The result is a score that rates real risk, not keyword noise.

See it inside Adverse Media Screening →
Article-level matchingFlagged
Regulator opens tender inquiry3 sentences · name match found

InnovaSys Holdings is named in a provincial tender inquiry.

Several unrelated firms are mentioned in the same report.

A previous matter against the company was dismissed.

Whole article flagged. The analyst reads everything, including the two sentences that carry no risk.
COMFORT™ readingScored
Regulator opens tender inquiry3 sentences · each weighed on its own

InnovaSys Holdings is named in a provincial tender inquiry.

Implicating · scored

Several unrelated firms are mentioned in the same report.

Not relevant · excluded

A previous matter against the company was dismissed.

Absolution · counts in favour
One sentence scored. The evidence is extracted, cited and carried into the score.
The COMFORT™ Engine

Everything resolves to one number out of 100

Evidence flows in. One contextual score comes out, with the detail preserved behind it.

Sentence evidenceThe exact implicating sentences, extracted and quoted.
Source weightingThe authenticity and relevance of every publication.
Association mappingLinked persons, organisations and locations.
61/ 100COMFORT™ score
Medium risk
Implication ratio3 in 4
How much of the coverage implicates the entity.
Probable absolution1 in 6
Cleared and withdrawn matters count in the entity's favour.
Movement▲ +4
A rising score is visible before the risk peaks.
Category detail
Max adverse score per risk category.
Illustrative data · scored and ranked by COMFORT™
What the score weighs

Three signals, one score

Every negative mention is weighed on three dimensions: how often it recurs across independent coverage, how severe the alleged conduct is, and how credible the source reporting it is.

Authenticity and relevance weighting means a passing mention in an aggregator does not count like an investigation in a major daily, and one story syndicated fifty times does not read as fifty stories. The three signals combine into a single 0–100 score for the entity, with the detail preserved underneath it.

COMFORT™ · Signal weighting
Nexa Retail Group12 articles · 31 sentences
Frequency
Isolated mentions
Severity
Minor commercial dispute
Credibility
Weighted dailies
The three signals combine into one contextual score.
12/ 100
Low risk
Illustrative data · scored and ranked by COMFORT™
Explainability

Every score has a story.

The COMFORT™ Score is not a black box. Every contributing factor, from the severity of each finding to the exact mitigating circumstances considered, is documented alongside the score. Your team always knows exactly why a score is what it is.

  • Clear rationale documented for every risk level assigned
  • Every source cited and linked, no unverifiable claims
  • Mitigating circumstances individually weighed and recorded
  • Score reproduced identically by any analyst using the same data

“Every score includes clear justification, sources, and reasoning — perfect for internal reviews, audits, or regulator questions.”

COMFORT Score™InnovaSys Holdings · patented scoring methodology
86/ 100 · HIGH RISK
Score breakdown
Adverse mediaHigh

Four credible, direct articles implicate the entity in procurement irregularities between 2023 and 2025. High materiality: direct accusation, confirmed recency.

Corporate network riskHigh

The parent company carries an existing HIGH rating. Network contamination applied: parent risk elevates the subject entity per methodology.

Country riskMedium

Jurisdiction risk factor applied at standard weighting per the country risk model, incorporating FATF and NRA assessments.

Watchlist and sanctionsClear

No matches found across OFAC, UN, EU, UK HMT, FIC and 12 additional databases. Confidence: very high.

Mitigating factorsApplied

No completed prosecutions or regulatory enforcement actions found. Reduces the score marginally per the mitigating-circumstances framework.

Illustrative data · scored and ranked by COMFORT™
Built to be defended

From source to decision, every step is on record

A score you cannot evidence is a score you cannot defend. Every COMFORT™ score is source-cited and carries a full audit trail, so a reviewer can walk backwards from the decision to the exact sentence and publication behind it.

01

Source

The publication is identified and weighted for authenticity and relevance.

02

Sentence

The exact implicating sentences are extracted and cited as evidence.

03

Score

The signals combine into one 0–100 score with per-category detail.

04

Decision

A source-cited, audit-ready report stands behind the call you make.

Built for your team

Like a team of expert researchers, working in minutes.

AML, compliance and due diligence teams face growing pressure: more entities to screen, stricter regulations, limited headcount. The COMFORT™ Score was built to solve this exactly.

Without COMFORT™ ScoreWith COMFORT™ Score
Without COMFORT™Days of manual research per entity, often longer when under pressure
With COMFORT™Complete intelligence across 12 risk domains delivered in minutes
Without COMFORT™Results vary by analyst, caseload, and individual confidence level
With COMFORT™Identical methodology applied to every case, every time
Without COMFORT™Decisions shaped by familiarity, assumptions, and gut feel
With COMFORT™Evidence and predefined logic only, zero subjectivity
Without COMFORT™Everything reviewed with equal intensity, regardless of actual risk
With COMFORT™High risks surface instantly, so your team focuses where it counts
Without COMFORT™Hard to explain decisions to auditors or regulators after the fact
With COMFORT™Full justification, cited sources, and clear reasoning attached to every score
Without COMFORT™Quality and consistency drop as caseload and headcount pressure increases
With COMFORT™Thousands of entities screened to the same high standard, every time
Where it runs

One score, across the platform

The same COMFORT™ technology scores adverse media everywhere HLBNGA screens, so a score means the same thing in every product.

15K+ global sources200+ countries coveredFull audit trail on every score
See it on your own book

Watch COMFORT™ score a real search.

Bring a name to a demo and see the score, the evidence and the audit trail built in front of you.